Flora Maudsley-Barton is the proprietor of Parsonage and  both a Chartered and Certified Financial Planner. With over 15 years experience in financial services as an advisor, prior to which she spent six years within a top north west accountancy practice, Flora is adept at advising owner-manager clients on their own retirement and planning matters. Chartered [...]

We have never found a better name for this service, so we call it what our clients call it. The tin box service. You know that list?  The list of all your bank accounts, share certificates, investments, premium bonds etc that you update and put in a tin box every now and then so that [...]

Once you reach retirement, there are still many options to make the most of your pensions and savings.  Parsonage will look at how you should draw your pension to your best advantage, perhaps investing in an annuity – an income for life, provided by an insurance company.  Or your circumstances may be better suited towards [...]

All financial advisers are required to list their charges when ‘there is the prospect of doing business’.  At Parsonage, we believe in being open about our charging structure, so we publish it for all to see.  Does your current adviser do that? Here it is, our terms of business (in low graphic) Parsonage offers a [...]

Later in life, you may need to raise some money, either as a cash lump sum or to provide additional income for an expensive purchase.  We will advise you whether it would be more appropriate to take on a lifetime mortgage to release some of the equity on your property with a home reversion scheme, [...]

Many people are unaware of how much money they will receive and indeed how much they will need after retirement.  Parsonage will evaluate your old pension schemes and look at self-invested personal pensions, to see which option will benefit you the most. Expert advice should be sought when you plan for retirement, especially for higher [...]

Most of our clients, new and retained, are aware of the vast array of mortgage products available and welcome our help in finding a good one.  Parsonage will save you time, highlighting only those mortgages that will be appropriate for your individual circumstances and requirements, whether you are moving home or just simply remortgaging. It [...]

We take our strong links with our professional partners very seriously.   We understand that you risk your reputation when you recommend us.  Our clients also benefit from our relationships with other excellent professionals because our clients often need your help. If you would like to discuss ways in which we can work together, please contact [...]

At Parsonage, we deal with many types of events, not all of them joyous.  Divorce is said to be one of the most traumatic events in a person’s life, an event made even more devastating by undignified financial battles.  The key to a smoother divorce process is to avoid firmly putting your head in the [...]

Inheritance Tax planning has been big news for several years now, with the awful reality that despite your hard work and savings throughout your life, a large percentage of your estate may well be given back to the government after you’ve gone.  Effective Inheritance Tax planning could save your family literally hundreds of thousands of [...]