I’ve four similar cases on the go at the moment, all at different stages, all investing for long-term income. Drs H invested for income two years ago, when he retired.  Our second annual review will be on Friday.  I’ve begun preparing for that, with a performance review of all the funds and holdings within the more »

The UK savings rate (that’s how much we all put to one side instead of spending on handbags) is up from virtually zero to 4%.  I’m proud of us! I’m from the generation that has found borrowing easier than saving up, so I think we should be proud that we’re adjusting.  Hopefully this is a more »

Do you remember the audi advert that talked about spending twenty million dollars developing the new A4 (I think it was that one, and wait to be corrected)?  The punchline was “that was when twenty million dollars was a lot of money”… I loved it. Unfortunately, that’s why we’re going to need a period of more »