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	<title>Parsonage | Parsonage</title>
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	<description>Making Money Make Sense</description>
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		<title>What is really risky? &#8211; Risk profiling can start some interesting discussions | Parsonage</title>
		<link>http://www.parsonage-group.com/attitude-to-risk/what-is-really-risky-risk-profiling-can-start-some-interesting-discussions/</link>
		<comments>http://www.parsonage-group.com/attitude-to-risk/what-is-really-risky-risk-profiling-can-start-some-interesting-discussions/#comments</comments>
		<pubDate>Fri, 18 May 2012 10:40:00 +0000</pubDate>
		<dc:creator>Flora Maudsley-Barton</dc:creator>
				<category><![CDATA[Attitude to Risk]]></category>
		<category><![CDATA[investment]]></category>

		<guid isPermaLink="false">http://www.parsonage-group.com/?p=1290</guid>
		<description><![CDATA[The hardest part of my job is to work out how much my client&#8217;s investments can fall by before they start to worry. Over the years I have tried and tested many strategies to measure risk, as I know we all have. Currently Parsonage uses Finametrica&#8217;s questionnaire because we think it&#8217;s the best one. I [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Scottish Widows International is closing for new business | Parsonage</title>
		<link>http://www.parsonage-group.com/investments/scottish-widows-international-closing-business/</link>
		<comments>http://www.parsonage-group.com/investments/scottish-widows-international-closing-business/#comments</comments>
		<pubDate>Fri, 10 Feb 2012 11:31:24 +0000</pubDate>
		<dc:creator>Flora Maudsley-Barton</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[Business/Finance]]></category>
		<category><![CDATA[insurance company closes]]></category>
		<category><![CDATA[Scottish Widows]]></category>

		<guid isPermaLink="false">http://www.parsonage-group.com/?p=982</guid>
		<description><![CDATA[With the news earlier this week that Scottish Widows International is closing for new business, many investors will be wondering where this news leaves them? About 18 years ago the “global investor”, then provided by Clerical Medical International, was the chosen solution for the first £1,000,000 I handled. At that time, it was the new [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Siri for business | Parsonage</title>
		<link>http://www.parsonage-group.com/news/siri-for-business/</link>
		<comments>http://www.parsonage-group.com/news/siri-for-business/#comments</comments>
		<pubDate>Sat, 26 Nov 2011 23:50:18 +0000</pubDate>
		<dc:creator>Flora Maudsley-Barton</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.floramaudsley-barton.com/?p=199</guid>
		<description><![CDATA[Siri really works. It&#8217;s great for my business and here&#8217;s my list of top 5 best things it does for me. 1 sending texts verbally is great when I&#8217;m on the move. Much quicker than navigating to the text function then to the right person and typing. 2 dictating my emails to people instead of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Squeezing better value out of your pension | Parsonage</title>
		<link>http://www.parsonage-group.com/whats-on-my-desk-right-now/squeezing-better-value-out-of-your-pension/</link>
		<comments>http://www.parsonage-group.com/whats-on-my-desk-right-now/squeezing-better-value-out-of-your-pension/#comments</comments>
		<pubDate>Sun, 09 Jan 2011 23:15:05 +0000</pubDate>
		<dc:creator>Flora Maudsley-Barton</dc:creator>
				<category><![CDATA[What's on my desk right now]]></category>

		<guid isPermaLink="false">http://www.floramaudsley-barton.com/?p=186</guid>
		<description><![CDATA[At this time of year, I get lots of annuity enquiries.  That gives me lots of work to do and lots of case studies to blog about.  Today, I&#8217;ll tell you about Mr T. He&#8217;s coming up for age 65 in June, so we met in November to do a bit of pre-retirement work and [...]]]></description>
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		<title>Did you miss the chance to save tax? | Parsonage</title>
		<link>http://www.parsonage-group.com/news/did-you-miss-the-chance-to-save-tax/</link>
		<comments>http://www.parsonage-group.com/news/did-you-miss-the-chance-to-save-tax/#comments</comments>
		<pubDate>Mon, 18 Oct 2010 11:05:03 +0000</pubDate>
		<dc:creator>Flora Maudsley-Barton</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[high earner]]></category>
		<category><![CDATA[Pension]]></category>
		<category><![CDATA[pension contribution]]></category>
		<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.floramaudsley-barton.com/?p=180</guid>
		<description><![CDATA[I&#8217;m talking about pension contributions. Those of us lucky enough to earn over £50,000 have just seen a reduction in the amount we can pay into our pensions. That was part of a range of new measures, each measure will affect someone; If you have been paying more than £50,000 into your pension, or if [...]]]></description>
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		<title>Soverign Debt | Parsonage</title>
		<link>http://www.parsonage-group.com/news/174/</link>
		<comments>http://www.parsonage-group.com/news/174/#comments</comments>
		<pubDate>Tue, 16 Mar 2010 12:05:03 +0000</pubDate>
		<dc:creator>Flora Maudsley-Barton</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.floramaudsley-barton.com/?p=174</guid>
		<description><![CDATA[Today, I just have a link for you to see.  Not necessarily enjoy, but definitely see: It&#8217;s about facing unknown unknowns. Please be aware that by clicking on to the above links you are leaving the Parsonage Financial Planning website. Please note that Parsonage Financial Planning is not responsible for the accuracy of the information [...]]]></description>
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		<title>Final Call for &#8220;Early Retirement&#8221; | Parsonage</title>
		<link>http://www.parsonage-group.com/news/final-call-for-early-retirement/</link>
		<comments>http://www.parsonage-group.com/news/final-call-for-early-retirement/#comments</comments>
		<pubDate>Tue, 26 Jan 2010 13:23:23 +0000</pubDate>
		<dc:creator>Flora Maudsley-Barton</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[What's on my desk right now]]></category>
		<category><![CDATA[06/04/2010]]></category>
		<category><![CDATA[age 50]]></category>
		<category><![CDATA[Pension]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.floramaudsley-barton.com/?p=170</guid>
		<description><![CDATA[On April 6th, the earliest age people can draw pension benefits rises from 50 to 55. If you&#8217;re 30 now, you might file that under &#8220;whatever&#8221;. If you&#8217;re between 50 and 54 now, you might want to think about whether the change will affect you.&#160; Obviously, the younger you are, the longer you will have [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Redundancy Double Whammy | Parsonage</title>
		<link>http://www.parsonage-group.com/whats-on-my-desk-right-now/redundancy-double-whammy/</link>
		<comments>http://www.parsonage-group.com/whats-on-my-desk-right-now/redundancy-double-whammy/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 21:55:18 +0000</pubDate>
		<dc:creator>Flora Maudsley-Barton</dc:creator>
				<category><![CDATA[What's on my desk right now]]></category>
		<category><![CDATA[pension contribution]]></category>
		<category><![CDATA[Redundancy]]></category>
		<category><![CDATA[severance]]></category>
		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://www.floramaudsley-barton.com/2010/01/22/redundancy-double-whammy/</guid>
		<description><![CDATA[If you&#8217;re unlucky/lucky enough to be facing redundancy soon, with a big severance payment, you might well be expecting your money on 31 March? It seems to be a popular date. Take great care in advance if you&#8217;ve got any tax planning in mind: The last day of the tax year is 1 April this [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What&#8217;s on my desk right now | Parsonage</title>
		<link>http://www.parsonage-group.com/whats-on-my-desk-right-now/whats-on-my-desk-right-now-2/</link>
		<comments>http://www.parsonage-group.com/whats-on-my-desk-right-now/whats-on-my-desk-right-now-2/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 12:34:59 +0000</pubDate>
		<dc:creator>Flora Maudsley-Barton</dc:creator>
				<category><![CDATA[What's on my desk right now]]></category>
		<category><![CDATA[Business/Finance]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[Portfolio]]></category>
		<category><![CDATA[retired]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.floramaudsley-barton.com/?p=161</guid>
		<description><![CDATA[I&#8217;ve four similar cases on the go at the moment, all at different stages, all investing for long-term income. Drs H invested for income two years ago, when he retired.  Our second annual review will be on Friday.  I&#8217;ve begun preparing for that, with a performance review of all the funds and holdings within the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Paying for Advice | Parsonage</title>
		<link>http://www.parsonage-group.com/getting-good-financial-advice/paying-for-advice/</link>
		<comments>http://www.parsonage-group.com/getting-good-financial-advice/paying-for-advice/#comments</comments>
		<pubDate>Tue, 08 Sep 2009 12:39:40 +0000</pubDate>
		<dc:creator>Flora Maudsley-Barton</dc:creator>
				<category><![CDATA[Getting Good Financial Advice]]></category>
		<category><![CDATA[certified]]></category>
		<category><![CDATA[chartered]]></category>
		<category><![CDATA[Fee]]></category>
		<category><![CDATA[Fee-based advice]]></category>
		<category><![CDATA[impartial]]></category>
		<category><![CDATA[independent]]></category>
		<category><![CDATA[Retail Distribution Review]]></category>

		<guid isPermaLink="false">http://www.floramaudsley-barton.com/?p=157</guid>
		<description><![CDATA[After 2012, financial advisers will have to choose a path. Either, they can sell a simple range of products, which will have commission built in, so you don&#8217;t have to pay up front for their work. Or, they can be professionals &#8211; highly qualified and charge fees for their work. There&#8217;s a lot of argument [...]]]></description>
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