Written by Flora Maudsley-Barton on 9 Jan ’11 – 11:15 pm
At this time of year, I get lots of annuity enquiries. That gives me lots of work to do and lots of case studies to blog about. Today, I’ll tell you about Mr T. He’s coming up for age 65 in June, so we met in November to do a bit of pre-retirement work and [...]
Written by Flora Maudsley-Barton on 26 Jan ’10 – 1:23 pm
On April 6th, the earliest age people can draw pension benefits rises from 50 to 55. If you’re 30 now, you might file that under “whatever”. If you’re between 50 and 54 now, you might want to think about whether the change will affect you. Obviously, the younger you are, the longer you will have [...]
Written by Flora Maudsley-Barton on 22 Jan ’10 – 9:55 pm
If you’re unlucky/lucky enough to be facing redundancy soon, with a big severance payment, you might well be expecting your money on 31 March? It seems to be a popular date. Take great care in advance if you’ve got any tax planning in mind: The last day of the tax year is 1 April this [...]
Written by Flora Maudsley-Barton on 22 Sep ’09 – 12:34 pm
I’ve four similar cases on the go at the moment, all at different stages, all investing for long-term income. Drs H invested for income two years ago, when he retired. Our second annual review will be on Friday. I’ve begun preparing for that, with a performance review of all the funds and holdings within the [...]
Written by Flora Maudsley-Barton on 18 May ’09 – 10:11 am
No, this isn’t a public flogging for my hubby (even though he didn’t empty the dishwasher this morning), this is about other people’s divorces. I advise a lot of people on the financial implications and consequences of splitting up, you see. Sometimes, they need help with carving up the marital assets. The house and and [...]
Written by Flora Maudsley-Barton on 11 May ’09 – 9:22 am
It seems to be that simple for Mr H, an imminent recipient of a Decent-Sized Redundancy Cheque. He wants to keep the tax burden down, and needs an income. Fair enough, but where to draw the line??? That’s what I’m working out for him. I’d better go and do it, then!
Written by Flora Maudsley-Barton on 2 Mar ’09 – 11:57 pm
I’m starting this as a new category…not as much detail as a case study, just an insight into what I do every day. Today I’ve been doing mostly research for cases I’m working on… Adam and Anita (*) are old enough to be retired, even though they’re not retired. They’ve got a business that’s struggling, [...]
We can tell you which pensions you should keep, perhaps they have valuable guaranteed defined benefits that you might not see in your annual pension statement, which ones are expensive or inflexible and should be replaced.
