After 2012, financial advisers will have to choose a path. Either, they can sell a simple range of products, which will have commission built in, so you don’t have to pay up front for their work. Or, they can be professionals – highly qualified and charge fees for their work. There’s a lot of argument more »

As I take the plunge myself, and become an un-shackled financial planner (I mean starting up in business), I’ve been wondering…What it is about financial advisers that makes us all think we can do better than what the already cluttered market place has to offer? Just imagine if this was common in all jobs? Teachers more »