Archive for the ‘Building Wealth’ Category

What’s been around will come around?

Icon Written by Flora Maudsley-Barton on 19 Aug ’09 – 7:21 pm

We don’t save enough.  State pensions aren’t enough to live comfortably on.  So what can I look forward to, as a thirty-something? Here’s what I think. Why are we so desperate to retire early?  I don’t think we’re designed to rest for a third of our lifetimes, and our life expectancy continues to get longer.  [...]



Optimistic fact of the day

Icon Written by Flora Maudsley-Barton on 27 Apr ’09 – 8:57 am

The UK savings rate (that’s how much we all put to one side instead of spending on handbags) is up from virtually zero to 4%.  I’m proud of us! I’m from the generation that has found borrowing easier than saving up, so I think we should be proud that we’re adjusting.  Hopefully this is a [...]

Tags: inflation, saving, United Kingdom

10 Tips (for earners) to get stronger through a Recession

Icon Written by Flora Maudsley-Barton on 14 Jan ’09 – 10:51 pm

Hi, welcome to today’s post.  These tips aren’t “rocket science”. But they do work. One If you don’t have surplus income, you really need to work hard – because you might suffer even more than most if your income suddenly stopped or reduced a lot. Try to shave a little off all your spending, buy [...]

Tags: budgeting, credit crunch, finance agreements;, financial healthcheck, gas/electric/phones/internet;, money saving, Recession

A game to wow your friends with

Icon Written by Flora Maudsley-Barton on 23 Dec ’08 – 9:39 am

I like this.  I hope you do too. http://www.economist.com/printedition/displayStory.cfm?Story_ID=12798307 Merry Christmas from State of the Nation

Tags: Christmas;

Is a Pension worth the effort anymore?

Icon Written by Flora Maudsley-Barton on 10 Dec ’08 – 5:58 pm

You might have noticed a bit of a drop-off in share values lately? If you’ve got a pension, it’s probably worth less than it was a year ago.  So why bother paying any more in? Or, if you’re young enough, why bother starting one? Forget, for a minute, that “pensions” usually seem to be over-priced [...]

Tags: Pension, property, Retirement, savings