Written by Flora Maudsley-Barton on 19 Aug ’09 – 7:21 pm
We don’t save enough. State pensions aren’t enough to live comfortably on. So what can I look forward to, as a thirty-something? Here’s what I think. Why are we so desperate to retire early? I don’t think we’re designed to rest for a third of our lifetimes, and our life expectancy continues to get longer. [...]
Written by Flora Maudsley-Barton on 27 Apr ’09 – 8:57 am
The UK savings rate (that’s how much we all put to one side instead of spending on handbags) is up from virtually zero to 4%. I’m proud of us! I’m from the generation that has found borrowing easier than saving up, so I think we should be proud that we’re adjusting. Hopefully this is a [...]
Written by Flora Maudsley-Barton on 14 Jan ’09 – 10:51 pm
Hi, welcome to today’s post. These tips aren’t “rocket science”. But they do work. One If you don’t have surplus income, you really need to work hard – because you might suffer even more than most if your income suddenly stopped or reduced a lot. Try to shave a little off all your spending, buy [...]
Written by Flora Maudsley-Barton on 23 Dec ’08 – 9:39 am
I like this. I hope you do too. http://www.economist.com/printedition/displayStory.cfm?Story_ID=12798307 Merry Christmas from State of the Nation
Written by Flora Maudsley-Barton on 10 Dec ’08 – 5:58 pm
You might have noticed a bit of a drop-off in share values lately? If you’ve got a pension, it’s probably worth less than it was a year ago. So why bother paying any more in? Or, if you’re young enough, why bother starting one? Forget, for a minute, that “pensions” usually seem to be over-priced [...]
We can tell you which pensions you should keep, perhaps they have valuable guaranteed defined benefits that you might not see in your annual pension statement, which ones are expensive or inflexible and should be replaced.
